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"(IPTC101 contains(malawi))": 766 results 

 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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5481 x 3654 px 46.41 x 30.94 cm 2472.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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5737 x 3825 px 48.57 x 32.38 cm 2391.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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6000 x 4000 px 50.80 x 33.87 cm 2425.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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6000 x 4000 px 50.80 x 33.87 cm 2979.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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5751 x 3834 px 48.69 x 32.46 cm 2999.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: a R4 participant, digging swales to trap water and retain moisture in her field. In exchange of this labour, she benefits from insurance for drought.  Photo: WFP/Badre Bahaji
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5200 x 3467 px 44.03 x 29.35 cm 2854.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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5184 x 3456 px 43.89 x 29.26 cm 2543.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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4813 x 3209 px 40.75 x 27.17 cm 2287.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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4087 x 2725 px 34.60 x 23.07 cm 2074.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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6000 x 4000 px 50.80 x 33.87 cm 2729.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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2778 x 4000 px 23.52 x 33.87 cm 2585.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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3228 x 2152 px 27.33 x 18.22 cm 2340.00 kb
 
Malawi, Masaka, 26 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Petros Malunga, 29, lives in Masaka. He was one of the first smallholder farmers to join the R4 Initiative. “Last year, I harvested twelve bags of maize, but this year I’m expecting only four bags. Elders in the village talk about how dry spells have became more intense and frequent. With my payout, I’m going to buy seeds and work on my garden which will bring me some benefits and help me get through the year.” he said, whilst digging a trench in a field he irrigated, destined to be planted with sweet potatoes.  Photo: WFP/Badre Bahaji
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5030 x 3353 px 42.59 x 28.39 cm 2966.00 kb
 
Malawi, Masaka, 25 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: Cathreen Thomas's daughter preparing maize before bagging. “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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6000 x 4000 px 50.80 x 33.87 cm 2116.00 kb
 
Malawi, Masaka, 25 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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Malawi, Masaka, 25 April 2018.   “This season in Malawi, more than 7,000 drought-affected families will receive an insurance pay-out valued at around US$ 400,000. This is the first time that a weather index insurance programme has delivered payouts at such a large scale in Malawi,” said Benoit Thiry, Country Director for WFP Malawi. “Given the impacts of climate change, weather insurance, a key element which complements other initiatives being undertaken to make people more resilient to weather-related shocks, needs to grow in Malawi.”  Using a wide range of interventions and an integrated approach, including village saving and loans as well as micro-credit, WFP’s R4 Rural Resilience Initiative has broken new ground in climate risk management by enabling the poorest farmers to pay for drought insurance with their labour, while developing their capacity to pay for it with cash. The insurance is index based, meaning satellites are used to monitor rainfall and payouts are triggered automatically if rainfall is below pre-agreed amounts. Farmers are actively participating to develop a tailored product and greater understanding of insurance. They also collect records on rainfall levels to help track the likelihood of a payout.  The success of the R4 Rural Resilience Initiative wouldn’t be possible without multi-stakeholder partnerships. WFP is implementing R4 in partnership with local stakeholders and the government supported by funding from Swiss Agency for Development and Cooperation, Government of Flanders International Cooperation Agency and DFID (United Kingdom).   In the Photo: “I had never heard about weather insurance. I only knew about vehicle insurance,” said Cathreen Thomas, a smallholder farmer living in Masaka, south of Malawi. “Last year, I harvested ten bags of maize, but this year, it did not rain for twenty five days during the rainy season so I am only expecting to harvest two bags of maize this year,” she added.  However earlier this year, Cathreen insured her crops against drought through the UN World Food Programme’s (WFP) and Oxfam America’s R4 Rural Resilience Initiative and received a payout of 38,000 Malawi Kwacha (US$ 55) as a compensation for the dry spells she experienced. “It’s a relief for my family. I am planning to use the payout to buy seeds which I will plant in my newly irrigated fields.”  One of the innovations under the R4 initiative is that poor farmers, like Cathreen, can pay for weather-index insurance through their labour. This means that a farmer has access to insurance by providing up to fourteen days of work within a period of two months. Farmers are required to create assets that contribute to improving their capacity to resist weather shocks, like irrigation systems.  “What I am very happy about is that I benefitted from crop insurance by digging swales. Because I dug these swales, my fields are moist from trapping water, Soon, I will be planting seeds for my next crop.” said Cathreen.  Photo: WFP/Badre Bahaji
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Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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2500 x 1667 px 21.17 x 14.11 cm 2985.00 kb
 
Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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2500 x 1667 px 21.17 x 14.11 cm 3481.00 kb
 
Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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2500 x 1667 px 21.17 x 14.11 cm 3262.00 kb
 
Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji Southern Malawi, March 2018  Namangale village - Zomba District,    With Support from the Flemish Government (Flanders), WFP Malawi is connecting 59 small-holder farmers' organisations (FOs) - representing about 34,000 farmers - to markets through the Purchase for Progress (P4P) project.  In the photo: Mary Kandaya Chikopa (Chairperson of Namangale Farmer Organization) “We handle, grade and treat the seeds well to fetch good prices on the market. My family is not at risk of hunger anymore. For the past 4 years I have been having food surplus which I have sold and used the proceeds to help my daughter finish her tertiary education. I have built a good house for my family, I keep livestock and I have money in my bank account”   Photo: WFP/Badre Bahaji
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